Mr. Malone has significant leadership experience in the Canadian financial services industry. Mr. Malone is currently President and COO of CanCap Management Inc., which is a technology based consumer finance business focused on the automobile, installment loan, and credit card segment of the industry. Prior to joining CanCap Management Inc., Mr. Malone spent 3 years with D+H Corporation, a global payments and lending technology provider, overseeing the Broker Services division. Mr. Malone began his career in the branch network with Trans Canada Credit (subsequently acquired by Wells Fargo Financial Corporation Canada) in Eastern Canada and rose through increasingly more senior positions to Vice President Credit Operations for all of Canada where he oversaw a diverse workforce of 300 employees. Mr. Malone was responsible for credit risk and quality of the Canadian portfolio and oversaw the centralization of all underwriting functions, adding controls, governance and improved service quality across all product lines. Mr. Malone also sits on the Board of Directors of Toronto Children’s Aid Society.

Mr. Gupta is a seasoned finance professional and has held progressively more senior leadership positions in the finance function within the financial services industry. Mr. Gupta is the Chief Financial Officer of CanCap Management Inc., which is a technology based consumer finance business focused on the automobile, installment loan, and credit card segment of the industry. He is responsible for leading and managing the finance, compliance and infrastructure IT functions. Prior to joining CanCap, he worked at Citibank in Canada (Citi) for nearly twelve years. Most recently, Praveen was the Chief Financial Officer of Citigroup Finance Canada, whose subsidiaries were engaged in consumer finance and fund/investor services businesses. In that role, he also oversaw the finance function for the insurance business, compliance with Citigroup policies and directives relating to governance and control, and Finance Information Technology. Prior to Citi, he worked at PricewaterhouseCoopers, Canada in their Financial Services assurance and advisory practice. Praveen is a chartered professional accountant (CPA, CA). He also holds CPA (US) and CA (India) designations as well as Bachelor of Commerce (Honours) degree.

Mr. Stein is the founder, Chairman and CEO of the MPI Group, a property development and investment group with a track record in incubating, investing in, and managing successful companies. Between 1978 and 1987, Mr. Stein held progressively senior positions with the Mortgage Insurance Company of Canada, ultimately holding the position of Executive Vice-President responsible for operations. Mr. Stein is a founder of CAPREIT, Canada’s first TSX listed apartment REIT, where he served as its first CEO and continues to serve as Chairman. He currently serves as a director of McEwen Mining Inc. (NYSE/TSX), a director of First Service Corporation  (NASDAQ/TSX), and Chairman of ERES REIT (TSX). He previously served as a director of Goldcorp Inc. (2000-2006).  Mr. Stein is a graduate engineer and has an MBA in finance and international business from Columbia University.

Mr. Malone has significant leadership experience in the Canadian financial services industry. Mr. Malone is currently President and COO of CanCap Management Inc., which is a technology based consumer finance business focused on the automobile, installment loan, and credit card segment of the industry. Prior to joining CanCap Management Inc., Mr. Malone spent 3 years with D+H Corporation, a global payments and lending technology provider, overseeing the Broker Services division. Mr. Malone began his career in the branch network with Trans Canada Credit (subsequently acquired by Wells Fargo Financial Corporation Canada) in Eastern Canada and rose through increasingly more senior positions to Vice President Credit Operations for all of Canada where he oversaw a diverse workforce of 300 employees. Mr. Malone was responsible for credit risk and quality of the Canadian portfolio and oversaw the centralization of all underwriting functions, adding controls, governance and improved service quality across all product lines. Mr. Malone also sits on the Board of Directors of Toronto Children’s Aid Society.

Mr. Skinner is a seasoned executive covering a broad spectrum of financial services and has a deep understanding of the entire lifecycle of consumer financial products. He has a proven track record as a solutions innovator, expert problem solver and risk based decision enabler. Todd has been with Trans Union for nearly 7 years and is currently the Regional President – Canada, Latin America and Caribbean. Prior to Trans Union he has worked across a variety of financial service verticals and held roles as Chief Credit and Operating Officer for HSBC Retail Bank and Wealth Management and Chief Executive Officer for HSBC Financial. He has been an active business advisor to other organizations in Canada and is currently a board member in Mexico for Buro de Credito. Mr. Skinner holds an undergraduate degree from Saint Mary’s University and an Executive MBA from Schulich/Kellogg, York University/Northwestern. He has had a long and varied involvement in the financial services industry and supporting community organizations, including Junior Achievement, Child Rescue Coalition, United Way, and many minor sports organizations.

Mark H. Newman: Mr. Newman is the founder and CEO of Harrison Equity Partners, a credit and private equity investment firm based in Toronto. Previously, he was President of Lone Star Funds, Asia responsible for directing all aspects of Lone Star’s activities in Asia. Mr. Newman was a member of Lone Star’s Senior Management and Global Risk Committees and Chairman of the Market Risk Committee. Prior to joining Lone Star, Mr. Newman was the Founder and Managing Partner of Broadcliff Capital Partners, a real estate private debt and equity investor based in London. Broadcliff served as the international investment advisor to the Lehman legacy real estate private equity funds (known as Silverpeak). Prior to founding Broadcliff, Mr. Newman was Global Co-Head and Chief Investment Officer of the Lehman Brothers’ real estate private equity business where he was instrumental in establishing the European and Asian real estate private equity investment operations. Mr. Newman also previously served as a Managing Director with Fortress Investment Group LLP in Europe. Mr. Newman holds a B.A. degree from Dartmouth College and a J.D. from Dalhousie University. and has over 30 years of experience as a principal investor and lender across a range of businesses and assets spanning North America, Europe and Asia.

Mr. Ray has been the Chief Executive Officer of Realvest Management, a privately-owned company with investments that include real estate, mortgages and other financing, since 2007. Previously, for 27 years until his retirement in 2007, Mr. Ray was a partner at KPMG and a predecessor firm where he carried the role of audit partner and relationship partner for various public and private real estate and finance companies. Since December 30, 2013, Mr. Ray has also been a Director of Firm Capital Apartment Real Estate Investment Trust (TSXV: FCA.U), a U.S focused real estate investment trust that pursues multi-residential income producing real estate and related debt investments. Since August 7, 2014, Mr. Ray has been a Director of Firm Capital Mortgage Investment Corporation (TSX: FC.), a real estate mortgage lender. Mr. Ray holds a Bachelor of Commerce degree from University of Toronto, and a CPA, CA designation. His community involvement includes sitting on the Board of the Jewish Foundation of Greater Toronto, where is currently Chair and sitting on the Board of UJA Federation of Greater Toronto.